Categotry Archives: Savings

5 Ways to Save On Your Kids’ School Lunches

The amount of money you spend on your kids’ lunches can easily add up if you’re not being smart and careful, especially if you are sending more than one child to school. I understand that some of you might just want to buy pre-packaged snacks or have your kids buy their lunch at school for convenience, but this can easily blow up your budget and let’s not forget that these types of meals aren’t really that healthy. Don’t worry, we […]

How can you pay off debts and start saving money on your own?

How can you pay off debts and start saving money on your own?

Who wants to live a life drowning in debt? Nobody does. Debts are stressful, no matter what type and how small it is. Debts are burdensome, steal our sleep, and may compel us to work in a job just for the sake of money. Debt-burdened people would love to get rid of debts and save money to secure their financial future. But sometimes, they don’t know where to start. This article is for people who aren’t sure where to start […]

How to Start Saving for your Wedding Fund

Saving for your future wedding doesn’t have to start only when your partner pops the question. There’s nothing wrong with jumpstarting your wedding fund as soon as the “marriage talks” begin. I know it seems like you’re putting the cart before the horse but building your wedding fund early will help ease out the financial pressure and stress once you get officially engaged. Knowing that you have a wedding fund to save up for will also help you and your significant […]

Subscription Boxes:  Are They Worth the Money?

From snacks to cooking essentials, razor blades to makeup, clothing apparel to children’s toys, you name it, you can subscribe to it. The Subscription Box industry has taken the world by storm and if you haven’t heard about it yet, then where have you been? The concept is relatively simple – you sign up for a subscription that will deliver a box containing curated products according to a theme of your choice, straight to your doorstep, every month for three […]

The Best Coupon Sites to Save you Money

Couponing is one of the many ways to save on shopping, whether you’re buying groceries, clothing items, electronics, luxury brands, services, and so much more. Now that the holiday shopping season is already here, it’s time to put those couponing skills to good use.  But for those who have zero idea on where to get them, you can get coupons from a variety of sources – magazines, newspapers, online, a product’s packaging, etc.  But aint nobody got time for searching […]

5 Ways to Eat Healthy On a Budget

A lot of you may want to start eating healthy but is hesitant to do so due to a tight budget.  But who says cleaning up your diet means cleaning up your wallet too? Eating healthy doesn’t have to be expensive.  With these helpful strategies, you can maintain a healthy diet without breaking the bank. 1. Plan your meals. Meal planning is the key to a healthy and thrifty diet.  First, check your pantry and fridge to see what’s on […]

5 Frugal yet Meaningful Ways to Give Gifts this Holiday Season

In between traveling, back to back parties and shopping for gifts, the holiday season can get pretty overwhelming.  Sadly, gift-giving can sometimes become time-consuming, financially stressful and can easily turn into an obligation, rather than being a heartfelt gesture. Don’t let society pressure you into spending tons of money on lavish gifts because gift-giving doesn’t mean luxurious and expensive.  It’s all about showing appreciation to the people who’ve touched your life. At Read more […]

How to Get the Most Out of your Black Friday Shopping

The BIGGEST shopping day is upon us and with tons of deals, special sale hours and door busters, it can get pretty overwhelming.  Yes, even for the seasoned shoppers. If you really want to make the most out of your shopping experience, you need to have a goal and a plan. To help you plan for this much-awaited shopping day, follow these helpful strategies and increase your savings. Get notified. Get the first dibs on sales and special promotions by […]

How to Budget Using an Envelope System

I’m pretty sure you’re all aware that the key to financial freedom is having a budget system that works for you.  Okay, so every month, you diligently make your budget using different spreadsheets, tools or smartphone apps.  You’ve put in all your income, expenses, financial goals, etc.  Yet, by the 30th or 31st, you still end up spending more than what you’ve planned for at the beginning of that month. So what’s the problem?  The lack of accountability. For you […]

6 Helpful Ways to Quickly Boost your Emergency Fund

Having a ready supply of cash for unexpected circumstances such as hospitalizations, job loss, car repairs or even a simple leaky faucet that needs to get fixed as soon as possible, would come handy. Although this critical advice isn’t really new to us, most of us still have a hard time building our savings for the “rainy days.  If you haven’t started with your Emergency Fund, it’s about time you should.  It’s never too late to build one and you […]