Monthly Archives: October 2018

How to Start Saving for the Holidays (in October)

With back to back Christmas parties, traveling, food, decor and gift shopping, the holidays surely bring you a long list of expenses. And without a holiday budget ready, you’ll be faced with a big amount of debt come January. If you are one of the many Americans who sink into holiday debt year after year, it’s time to make a change and start saving up this October. Here’s how to get started: Create your holiday gift list. One of the […]

How to Increase Your Savings this Fall

We are only a short time away from the holiday season, which means that you need to prepare yourself for some back-to-back spending. Fortunately, in the season between summer and winter is the time of the year when we can find numerous ways to save more money. Fall is such a beautiful time of the year and today, I will share with you how you can take advantage of this season to spend less and save more. Put your gym […]

7 Helpful Ways to Curb Overspending

We’ve all been there before – making unnecessary purchases that we know are out of our budget. Going over budget from to time is quite inevitable but for some people, this happens every. single. month, which brings their finances into a downward spiral. Overspending is a serious problem.  If you find yourself in this situation, it’s time to make a conscious decision to change these bad spending habits before they destroy your life. Here are 7 ways to help you […]

How to Determine Which Debt to Pay First

Between credit card debt, car loans and student loans, deciding which one to pay off first can be a challenge. But you got to start somewhere, right? There are no strict rules when it comes to setting up a debt payment plan but there are certain strategies to help you save more money over time and get out of debt as quickly as possible. Today, let’s talk about the different debt payment strategies to consider depending on your goals. Paying […]