Categotry Archives: Budgeting

The Best Budget Planners for 2018

BUDGET – a five letter word that we all need in our financial lives.  Yes, we know that Budgeting is the number one key to financial freedom.  However, it has earned a reputation for being tedious, challenging and time consuming, which can be discouraging for others. Well, it doesn’t have to be.  With the right budgeting tool, money management becomes more effective, efficient and enjoyable. There’s a variety of budgeting tools to choose from – smartphone applications, Excel Read more […]

The Best Coupon Sites to Save you Money

Couponing is one of the many ways to save on shopping, whether you’re buying groceries, clothing items, electronics, luxury brands, services, and so much more. Now that the holiday shopping season is already here, it’s time to put those couponing skills to good use.  But for those who have zero idea on where to get them, you can get coupons from a variety of sources – magazines, newspapers, online, a product’s packaging, etc.  But aint nobody got time for searching […]

5 Ways to Eat Healthy On a Budget

A lot of you may want to start eating healthy but is hesitant to do so due to a tight budget.  But who says cleaning up your diet means cleaning up your wallet too? Eating healthy doesn’t have to be expensive.  With these helpful strategies, you can maintain a healthy diet without breaking the bank. 1. Plan your meals. Meal planning is the key to a healthy and thrifty diet.  First, check your pantry and fridge to see what’s on […]

5 Frugal yet Meaningful Ways to Give Gifts this Holiday Season

In between traveling, back to back parties and shopping for gifts, the holiday season can get pretty overwhelming.  Sadly, gift-giving can sometimes become time-consuming, financially stressful and can easily turn into an obligation, rather than being a heartfelt gesture. Don’t let society pressure you into spending tons of money on lavish gifts because gift-giving doesn’t mean luxurious and expensive.  It’s all about showing appreciation to the people who’ve touched your life. At Read more […]

7 Ways to Help You Organize Your Financial Life Physically & Electronically

Having an organized financial life does wonders to your budget and savings.  This also makes your financial goals much easier to achieve.  Do you want to be debt-free?  Build your dream home?  Begin with organizing your finances. Well, it sounds easy but let’s admit it, that’s a huge commitment and a tedious task to keep up with.  But with the help of these easy-to-follow ways, you can stay organized and always on top with our finances. 1. Have a designated […]

8 Easy Ways to Refresh your Finances Now!

Did you know that 80% of New Year’s resolutions fail by February?  We still have less than three months before we welcome another year but we don’t have to wait for New Year’s Eve to give our finances a makeover. Whatever you are waiting to begin, do it now. That said, here are 8 practices that will significantly improve and refresh your finances. 1. Get organized. If you want to start anew, you need to have an organized financial life.  […]

How to Save Money During Halloween

Did you know that there will be 179 million Americans planning to celebrate Halloween this year and are expected to spend $9.1 billion for this spooky holiday?  It seems that the figures keep growing year after year – in 2016, consumers were expected to spend $8.4 billion and $6.9 two years ago.  Wow, Americans truly are passionate about the Halloween festivities.  (National Retail Foundation) But not every American who wants to celebrate Halloween would want to shell out tons of […]

How to Stop Overspending on Your Kids

Moms and Dads only want the best for their children – the best education, the best childhood, the best life.  If they could only give the world, they would.  That’s why parents tend to overspend when it comes to their kids’ needs AND wants.  Don’t get me wrong, there’s nothing wrong with being a great loving parent who wants to give their children the best of everything.  However, you should know that love isn’t measured by material things and experiences […]

How to Prepare Your Home for Fall and Save Money on Utility Costs

With the first day of autumn officially starting on September 22nd, it’s time to prepare your home to save you money on utility costs.  Because we all know what’s coming next – the holidays! On my previous article, I talked about how to start saving for the holidays but I didn’t mention about energy efficiency tips that will save electricity and money, that will surely help boost your savings. Leave blinds, curtains and drapes open. In the morning, take advantage […]

How to Start Saving for the Holidays

It’s never too early to start saving for the holidays, especially if you have a long list of people you want to shop for. Starting as early as September gives you more time to increase your savings and more wiggle room in your budget. I’m pretty sure you have a lot of activities planned this fall, then Halloween, then Thanksgiving… the next thing you know, it’s already December. To avoid panicking over lack of cash when the holiday season kicks […]