Categotry Archives: Savings

How To: Honeymoon for Less

Your honeymoon is the perfect opportunity to celebrate your marriage, make new memories and get the much needed rest and relaxation.  After all the preparations and the wedding day itself, you both deserve it. However, some newlyweds opt to skip the honeymoon part because of money-issues.  Well, that is if you’re really aiming for a budget-blowing romantic vacation.  Sure, we all dream of a grand honeymoon but that can wait, at least for now. To help you achieve a “Honeymoon […]

6 Smart Budget Moves for the Summer

Summer is the perfect time to escape the hustle and bustle of the city and get your much needed break from the day-to-day grind.  As much as you want to enjoy a fun and carefree summer, you have to make sure that your current financial situation is in order and that you won’t go broke once the season ends. To help you prepare and enjoy a relaxing and stress-free summer, here are 6 smart budget moves to follow. 1. Do your […]

5 Ways to Save on Lodging When Traveling

On my previous blog entries, I’ve already talked about how to set up a budget for a vacation and hacks to fly for less.  Today, let me share with you some helpful ways that will save you money on lodging, as it also takes a big part of your budget, depending on where you would like to stay. Remember, finding the cheapest accommodation isn’t always the best option.  It’s about finding the best value without sacrificing comfort. 1. Browse privately. […]

Budgeting Tips for New College Grads

Life after college is pretty exciting.  You’re entering the real world where adventure and numerous opportunities await.  However, it can be nerve-wracking too; especially when it comes to facing your new financial responsibilities. It’s easy to make financial mistakes in your 20’s.  Even more so when you just graduated and have landed your first job – oh the temptation of getting a new car, apartment, clothes, designer accessories!  If you don’t want a struggling bank account, Read more […]

8 Websites to Help You Save Money While Shopping

Online shopping sites may have revolutionized the way we purchase goods and services but money saving websites are heaven-sent.  With the right resources, you can save more money by finding online bargains, the best deals, coupons and cash-back rewards. Check out the list below to find 8 websites that will actually save you money while shopping. 1. CamelCamelCamel  For frequent Amazon shoppers, this online portal will help you find the lowest possible price for an item you want to purchase.  Read […]

7 Painless Steps To Switching Car Insurance

Looking for new car insurance doesn’t have to be a problem. Considering the number of insurance companies available, there is certainly one that could be your next partner. Switching to a new insurance company might be a bit problematic though. To begin with, you need assurance that you are paying less. Otherwise, there is really no point in switching. You should also know how much it would cost you to cancel the old insurance. It also helps if you call […]

4 Important Financial Tips for Newlyweds

The Wedding Season is almost here and if you are one of the brides and grooms-to-be, I’m pretty sure you’re already feeling the pressure from all the preparations, roller coaster of emotions and of course… financial stress.  But you know what?   Those financial and emotional stresses don’t end once the wedding is over.  It’s only the beginning, my dears. In today’s blog post, let’s talk about the financial side of marriage.  You see, money is one of the most common […]

Cut Your Bills with These Energy-Saving Devices

Thanks to the continuous growth of energy efficiency, companies have provided us a wide-array of energy-efficient goods and services.  Sometimes, a little investment is worth it if you think about saving more money in the long run.  But you need to invest wisely on the right technology.  Not everything that claims “energy saver” will actually save you money on your energy bills. To help you out, I’ve put together a list of the top energy saving gadgets that are worth […]

6 Helpful Ways to Grow an Emergency Fund

Life is full of surprises that’s why having an emergency fund is essential in one’s personal finances.  You may not be prepared for an illness, job loss, car repairs and such but you can always prepare to handle the costs and navigate through these unexpected circumstances. I’m sure you all know how critical this financial advice is but the problem is how to actually build a fund and where to begin, especially when you’re already struggling with your current financial situation. […]

Credit Card Fraud Stats – Protect Yourself from Being Scammed

Credit card fraud is no longer new. You hear about it every day and it comes in various ways. Even tech experts cannot always prevent this type of crime from happening. However, obstacles can be created to make it tougher for the scammer to obtain access to your card and card number. It is important that you treat your credit card and account number like cash. This is one way to fend off any potential misuse. It’s important that you […]

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