Categotry Archives: Savings

7 Painless Steps To Switching Car Insurance

Looking for new car insurance doesn’t have to be a problem. Considering the number of insurance companies available, there is certainly one that could be your next partner. Switching to a new insurance company might be a bit problematic though. To begin with, you need assurance that you are paying less. Otherwise, there is really no point in switching. You should also know how much it would cost you to cancel the old insurance. It also helps if you call […]

4 Important Financial Tips for Newlyweds

The Wedding Season is almost here and if you are one of the brides and grooms-to-be, I’m pretty sure you’re already feeling the pressure from all the preparations, roller coaster of emotions and of course… financial stress.  But you know what?   Those financial and emotional stresses don’t end once the wedding is over.  It’s only the beginning, my dears. In today’s blog post, let’s talk about the financial side of marriage.  You see, money is one of the most common […]

Cut Your Bills with These Energy-Saving Devices

Thanks to the continuous growth of energy efficiency, companies have provided us a wide-array of energy-efficient goods and services.  Sometimes, a little investment is worth it if you think about saving more money in the long run.  But you need to invest wisely on the right technology.  Not everything that claims “energy saver” will actually save you money on your energy bills. To help you out, I’ve put together a list of the top energy saving gadgets that are worth […]

6 Helpful Ways to Grow an Emergency Fund

Life is full of surprises that’s why having an emergency fund is essential in one’s personal finances.  You may not be prepared for an illness, job loss, car repairs and such but you can always prepare to handle the costs and navigate through these unexpected circumstances. I’m sure you all know how critical this financial advice is but the problem is how to actually build a fund and where to begin, especially when you’re already struggling with your current financial situation. […]

Credit Card Fraud Stats – Protect Yourself from Being Scammed

Credit card fraud is no longer new. You hear about it every day and it comes in various ways. Even tech experts cannot always prevent this type of crime from happening. However, obstacles can be created to make it tougher for the scammer to obtain access to your card and card number. It is important that you treat your credit card and account number like cash. This is one way to fend off any potential misuse. It’s important that you […]

5 Hacks to Fly for Less

I’m sure you have a lot of getaways planned for spring and summer buy you know how airfare takes a big chunk out of your travel budget, right? Finding ways to save on accommodation, food and activities is easy but what’s challenging is to find cheap air tickets. So in order to help you feed the wanderlust in you without making a big damage on your bank account, here’s a list of helpful hacks to fly for less. 1. Make […]

6 Grocery Shopping Tips to Save Money

If you’re on a budget, grocery shopping is one of the chores that you need to master and be smart about.  It’s a significant expense in every household that eats up a big chunk from your monthly budget. If the idea of grocery shopping already excites you, congratulations because you are now officially a responsible adult.  But don’t let the excitement get to you or you’ll end up overspending at the grocery store!  I, myself, am guilty of that.  Thanks, […]

Setting Up a Budget for Your Next Vacation

Spring is here and for most of you, it’s that time of the year when you begin planning for your upcoming spring break and summer getaways!  But planning isn’t just about choosing where to go.  The most important part of it is setting up a budget to make sure that you will be able to afford the trip and avoid going broke after. To guide you, here are the things that you need to consider when creating a budget for your vacation. […]

ShutterStock image licensed by Ruby Andrew

How to Save Money & Frustration While Traveling

Traveling to a holiday destination or on a business trip can be a delightful and exciting experience. However, every trip starts with planning chores and precautions many are loath to do. Without proper planning, holidays easily degenerate into expensive nightmares. This doesn’t have to be so, if you: Do your homework This is the most important part of a trip. Most people prefer exotic locations for their holidays, which inadvertently mean they have no clue about the place. It is […]

How to Get the Best Deal on College Education

Do you know of any jobs that require you to have a college degree for them to even consider you? Ummm, yup, pretty much all of them. College is incredibly important these days. If you want to get ahead (or at the very least keep up with everyone else), it is almost a certainty that you should not only attend college, but that you should receive a Bachelor’s degree as well. Many people understand that college is important, but the […]