Author Archives: Georgene

Do You Have a Privileged Relationship? Not With Your CPA!

So, have you heard any juicy stories lately? Have you told any? You know, like that income you forgot to report on your tax return, or fake deductions you took on your business?  Do you think you have a privileged relationship with your CPA? Whatever you do, don’t tell me! I don’t want to hear it! Yes, even though I am a CPA and am fully qualified to help you with your tax problems, please do not tell me your […]

Eating crow – not so tasty!

Well, Mr. BFTROU certainly handed me a wake-up call this morning.  You see, I never, ever ask his permission to post anything, nor would he expect me to.  I don’t send a post to him for editing in advance either.  But after I’ve posted, he generally gets around to reading what I’ve written and commenting on it. So, this morning I was somewhat surprised when he greeted me with “that post needs to be entirely rewritten from beginning to end.”  […]

Choosing Your Entity Type

Choosing Your Entity Type

Self-Employment can be complicated! One of the best things you can do for yourself, if you have any sort of side gigs, blogging for money – any type of self-employment income, is to formalize the relationship of your work, by choosing your entity type. As an individual, you can easily file a Schedule C, using your regular 1099 income, deducting the direct expenses, and being done with it. If, however, you want a better tax environment, you might want to […]

Joining the unemployed

Joining the Unemployed – On Purpose!

I took that big step, and now I’m joining the unemployed. Not that that’s a bad thing, but I am not entirely sure whether it’s a great thing yet. I don’t think we’ll starve. First of all, neither of us is underweight. Secondly, we have quite a bit of reserve in the bank – else I’d never have taken this step. Still, it’s scary. REALLY scary. Because, despite the fact I’ve not used my health insurance in so long I […]

Paying credit card bills? When is the best time for that?

When is the best time for paying credit card bills? If you’re anything like me, you have a credit card or two that you use mainly to amass “reward” points. One of mine gives me points to use anywhere (I normally just have the “points” translated to dollars sent back to my bank account, and the other gives me points to use on Amazon. (I LOVE Amazon, but that’s another story.) I know there are other, fancier credit cards that […]

Your Mortgage – Does the Mere Thought of the Word Scare You?

It’s Here! Our very first book – and one we are so excited about, too. Written by my friend,  Y. Patrick Mazor, (and edited by me), this book will open your eyes about what you never knew about mortgages – especially the one that counts – YOUR Mortgage – You Can Save Thousands by Realizing It’s YOUR Money! The book is available on Amazon.com,  (affiliate), and we are proud to announce that this is only the first in what we […]

Do You Have Shiny Object Syndrome?

Many of my friends, I have noticed, (and “maybe” I myself am just a little bit guilty of this), is that they — and I- have what my husband calls “shiny object syndrome.” So, what is shiny object syndrome? Not that anyone’s been noticing, but I haven’t updated this blog in quite a while. Well, there’s a reason for that – a new shiny object has come by. Here’s my history of internet entrepreneurship: I started a blog a couple […]

How to Get Free Prescription Drugs (or nearly free)

Are your prescription drug prices going through the roof? Do you wonder sometimes, even if you have great health insurance, whether you’re going to have to make a choice between eating well (or eating at all) and taking your medicine? Has your doctor prescribed a medicine for you that you just don’t think you can afford? Well, you are not alone. Even in the younger set, prescription prices appear to be at an all-time high, and it doesn’t seem that […]

How I Make Money Blogging – Book Review

If you are new to this blog, you aren’t alone. I am too! Although I have several other blogs that I write for and administer, both by myself and with my husband, I am really late to the party with a personal finance blog. That may seem a bit strange, since I am a licensed Certified Public Accountant. It seems like finance and budgeting would be native language to me. And they are. So, why didn’t I start a personal […]

Peer2Peer Lending: Is it For You?

As I mentioned on my post on loaning money to the government, interest rates these days are just horrible. I remember with regret the times that I said, jokingly, that soon, banks would charge US for keeping our money.  But I’m no longer joking, because that is exactly what they are doing. While I understand that banks have expenses to pay, I just don’t give up my money that easily! I intend to make money, and so I have gone […]