Author Archives: Toni Marie

6 Grocery Shopping Tips to Save Money

If you’re on a budget, grocery shopping is one of the chores that you need to master and be smart about.  It’s a significant expense in every household that eats up a big chunk from your monthly budget. If the idea of grocery shopping already excites you, congratulations because you are now officially a responsible adult.  But don’t let the excitement get to you or you’ll end up overspending at the grocery store!  I, myself, am guilty of that.  Thanks, […]

Renting vs Buying a Home: The Good & The Bad

To rent or buy a home, that is the question. To own a home is a life goal for most Americans.  However, not everyone is financially equipped to do so. Home ownership isn’t always the best decision, nor is renting better than owning.  Both  have their own pros and cons, so let’s discuss them one by one. Renting The Good: It gives you flexibility. If you have plans to relocate in the near future, because of your work, family or just […]

Setting Up a Budget for Your Next Vacation

Spring is here and for most of you, it’s that time of the year when you begin planning for your upcoming spring break and summer getaways!  But planning isn’t just about choosing where to go.  The most important part of it is setting up a budget to make sure that you will be able to afford the trip and avoid going broke after. To guide you, here are the things that you need to consider when creating a budget for your vacation. […]