Author Archives: Toni Marie

How to Increase Your Savings this Fall

We are only a short time away from the holiday season, which means that you need to prepare yourself for some back-to-back spending. Fortunately, in the season between summer and winter is the time of the year when we can find numerous ways to save more money. Fall is such a beautiful time of the year and today, I will share with you how you can take advantage of this season to spend less and save more. Put your gym […]

7 Helpful Ways to Curb Overspending

We’ve all been there before – making unnecessary purchases that we know are out of our budget. Going over budget from to time is quite inevitable but for some people, this happens every. single. month, which brings their finances into a downward spiral. Overspending is a serious problem.  If you find yourself in this situation, it’s time to make a conscious decision to change these bad spending habits before they destroy your life. Here are 7 ways to help you […]

How to Determine Which Debt to Pay First

Between credit card debt, car loans and student loans, deciding which one to pay off first can be a challenge. But you got to start somewhere, right? There are no strict rules when it comes to setting up a debt payment plan but there are certain strategies to help you save more money over time and get out of debt as quickly as possible. Today, let’s talk about the different debt payment strategies to consider depending on your goals. Paying […]

How to Manage Your Subscriptions to Save Cash

Today, it seems like every type of business have subscription-based services. Aside from the staples such as Mobile phone service, Wi-Fi, home security, people these days have subscriptions to streaming entertainment, weekly meal plans, grocery deliveries, random subscription boxes, digital libraries, dating and photography apps, online storage and so much more.  Just imagine how much Americans spend on all of these? An article on USA Today, states that most Millennials spend at least $200 Read more […]

5 Ways to Save On Your Kids’ School Lunches

The amount of money you spend on your kids’ lunches can easily add up if you’re not being smart and careful, especially if you are sending more than one child to school. I understand that some of you might just want to buy pre-packaged snacks or have your kids buy their lunch at school for convenience, but this can easily blow up your budget and let’s not forget that these types of meals aren’t really that healthy. Don’t worry, we […]

How to Start Saving for your Wedding Fund

Saving for your future wedding doesn’t have to start only when your partner pops the question. There’s nothing wrong with jumpstarting your wedding fund as soon as the “marriage talks” begin. I know it seems like you’re putting the cart before the horse but building your wedding fund early will help ease out the financial pressure and stress once you get officially engaged. Knowing that you have a wedding fund to save up for will also help you and your significant […]

The Best Budget Planners for 2018

BUDGET – a five letter word that we all need in our financial lives.  Yes, we know that Budgeting is the number one key to financial freedom.  However, it has earned a reputation for being tedious, challenging and time consuming, which can be discouraging for others. Well, it doesn’t have to be.  With the right budgeting tool, money management becomes more effective, efficient and enjoyable. There’s a variety of budgeting tools to choose from – smartphone applications, Excel Read more […]

Subscription Boxes:  Are They Worth the Money?

From snacks to cooking essentials, razor blades to makeup, clothing apparel to children’s toys, you name it, you can subscribe to it. The Subscription Box industry has taken the world by storm and if you haven’t heard about it yet, then where have you been? The concept is relatively simple – you sign up for a subscription that will deliver a box containing curated products according to a theme of your choice, straight to your doorstep, every month for three […]

The Best Coupon Sites to Save you Money

Couponing is one of the many ways to save on shopping, whether you’re buying groceries, clothing items, electronics, luxury brands, services, and so much more. Now that the holiday shopping season is already here, it’s time to put those couponing skills to good use.  But for those who have zero idea on where to get them, you can get coupons from a variety of sources – magazines, newspapers, online, a product’s packaging, etc.  But aint nobody got time for searching […]

5 Ways to Eat Healthy On a Budget

A lot of you may want to start eating healthy but is hesitant to do so due to a tight budget.  But who says cleaning up your diet means cleaning up your wallet too? Eating healthy doesn’t have to be expensive.  With these helpful strategies, you can maintain a healthy diet without breaking the bank. 1. Plan your meals. Meal planning is the key to a healthy and thrifty diet.  First, check your pantry and fridge to see what’s on […]

1 2 3 4 5 6