Joining the unemployed

Joining the Unemployed – On Purpose!

I took that big step, and now I'm joining the unemployed. Not that that's a bad thing, but I am not entirely sure whether it's a great thing yet. I don't think we'll starve. First of all, neither of us is underweight. Secondly, we have quite a bit of reserve in the bank - else I'd never have taken this step. Still, it's scary. REALLY scary. Because, despite the fact I've not used my health insurance in so long I didn't even know what pharmacy was covered under my plan - you never know, do Read more [...]

Paying credit card bills? When is the best time for that?

When is the best time for paying credit card bills? If you're anything like me, you have a credit card or two that you use mainly to amass "reward" points. One of mine gives me points to use anywhere (I normally just have the "points" translated to dollars sent back to my bank account, and the other gives me points to use on Amazon. (I LOVE Amazon, but that's another story.) I know there are other, fancier credit cards that give you wonderful points that can be redeemed for frequent flier miles Read more [...]

Your Mortgage – Does the Mere Thought of the Word Scare You?

It's Here! Our very first book - and one we are so excited about, too. Written by my friend,  Y. Patrick Mazor, (and edited by me), this book will open your eyes about what you never knew about mortgages - especially the one that counts - YOUR Mortgage - You Can Save Thousands by Realizing It's YOUR Money! The book is available on Amazon.com,  (affiliate), and we are proud to announce that this is only the first in what we hope to be a series of helpful and informative ebooks hosted by HowToHackAnything.com.  Read more [...]

Do You Have Shiny Object Syndrome?

Many of my friends, I have noticed, (and “maybe” I myself am just a little bit guilty of this), is that they — and I- have what my husband calls “shiny object syndrome.” So, what is shiny object syndrome? Not that anyone’s been noticing, but I haven’t updated this blog in quite a while. Well, there’s a reason for that - a new shiny object has come by. Here’s my history of internet entrepreneurship: I started a blog a couple of years ago on the topic of survival. Then, a new Read more [...]

How to Get Free Prescription Drugs (or nearly free)

Are your prescription drug prices going through the roof? Do you wonder sometimes, even if you have great health insurance, whether you’re going to have to make a choice between eating well (or eating at all) and taking your medicine? Has your doctor prescribed a medicine for you that you just don’t think you can afford? Well, you are not alone. Even in the younger set, prescription prices appear to be at an all-time high, and it doesn’t seem that there is any relief in sight. So here are Read more [...]

How I Make Money Blogging – Book Review

If you are new to this blog, you aren’t alone. I am too! Although I have several other blogs that I write for and administer, both by myself and with my husband, I am really late to the party with a personal finance blog. That may seem a bit strange, since I am a licensed Certified Public Accountant. It seems like finance and budgeting would be native language to me. And they are. So, why didn’t I start a personal finance blog a long time ago? I think the main reason I didn’t was that Read more [...]

Peer2Peer Lending: Is it For You?

As I mentioned on my post on loaning money to the government, interest rates these days are just horrible. I remember with regret the times that I said, jokingly, that soon, banks would charge US for keeping our money.  But I'm no longer joking, because that is exactly what they are doing. While I understand that banks have expenses to pay, I just don’t give up my money that easily! I intend to make money, and so I have gone looking for better ways to invest it than the typical savings account, Read more [...]

Why You Should Loan Money to the Government

I’m a contrarian - that’s something you will probably always be able to say about me, and something you are likely to notice right off the bat. First, I start out telling you it’s okay to throw away food, and now, well, let’s see what anti-conventional wisdom I am coming up with next.  But before I go any further, let me just be very clear on a few things:  No matter what you think about taxes, whether they are fair or not, or whether you think you should have to pay them, I do not ever Read more [...]

When is it Ever OK to Throw Food Away?

When we last talked, I promised you that I would tell you how and why it is ever okay to buy more than you need, and (gasp) even throw food away in certain circumstances. First, I’d like to emphasize that I really am not in favor of waste. I believe that we should do our best to buy what we need and use up what we buy. And of course, it’s good to plan ahead so that you will have a use for (especially) ALL the food you buy, and I encourage you to do that. But when you think about it, we Read more [...]

Welcome to Budgeting For the Rest of Us!

I am so happy to see you here! While it doesn't look like much has been done on this blog yet, believe me when I tell you that I've been busily hamstering away in the background, working on content to bring you, from a decidedly different point of view! As a little teaser, my first "official" post is going to be about why, even if there is only one or two of you in your household, and even (or even especially) if money is tight, and even if you have to throw some of your purchase away, it Read more [...]