In a previous blog post, I walked you through the many wonders that a minimalist lifestyle can do to your budget – the less items you need, the less you buy, the less you have, the less you spend on upkeep and the more you save.
Going back, Minimalism is a lifestyle and a mindset of having only the essential things that can add value to one’s life in order to achieve clarity, financial freedom, success and lasting happiness. (more…)
With summer in full force, I’m sure many of you are planning to hit the open road. Nothing beats the classic American road trip – that’s what summers are made of, right?
Turning up the tunes while exploring new cities and enjoying the scenic route with your family and friends sound like the perfect prelude to an amazing and exciting vacation.
However, road trips can get pricey too without careful planning. (more…)
Using credit cards may be a little daunting for some of you but you know what? Credit cards are not scary, or at least, they don’t have to be.
With proper use, a credit card is very convenient, especially in emergency situations and has several perks and rewards that you can take advantage of for more savings.
On the contrary, improper usage can put you in loads of debt and a financial disaster that is quite hard to recover from. (more…)
Whether you’re throwing a birthday bash, an engagement party, baby shower or “just because,” summer is a great time to soak up the sun, enjoy the outdoors while celebrating and creating fun memories with family and friends.
However, hosting a party can become expensive if you don’t plan it well. Luckily, there are several ways to save you money on your party-planning. Let’s talk about them one by one. (more…)
Okay, so post-payday weekend just passed and as we enter a new month, it’s time to create a new budget and look for ways to make your money go a long way. Don’t allow yourself to get stuck in the same cycle of splurging when payday rolls and struggling to make ends meet the rest of the month.
When planning for your monthly budget (bills, savings, etc.), also plan out what you can do to make your money go a long way. (more…)
Aside from the benefits of a clean and clutter-free home, Minimalism can also save you lots of money. But wait, what is Minimalism in the first place?
For all you folks who are not familiar with this lifestyle, Minimalism is a mindset of owning just the things you really need and value most – getting rid of distractions and unnecessary items to bring you towards peace of mind, clarity and freedom. By incorporating Minimalism into your life, it can help you focus on what’s important to achieve lasting happiness. (more…)
Many of us are aware that setting goals and creating a budget are very important in managing our finances, but not a lot of us pay very much attention to our spending and earnings – the ins and outs of your money.
Tracking your spending is the key to managing your finances successfully. Through this, you will be able to see where your money is really going, understand your financial habits better and act accordingly. (more…)
Here comes the glorious months of sunny skies, warm weather and lots of family time. Summer provides numerous ways to spend time and do fun things together as a family. True, the options are quite endless but most of these activities can put a hole in your budget, especially for a big family.
Don’t worry though. With creativity and research, there are still a bunch of fun and affordable activities to enjoy and I’m sharing 5 of these with you to keep your family entertained all summer long. (more…)
Your honeymoon is the perfect opportunity to celebrate your marriage, make new memories and get the much needed rest and relaxation. After all the preparations and the wedding day itself, you both deserve it.
However, some newlyweds opt to skip the honeymoon part because of money-issues. Well, that is if you’re really aiming for a budget-blowing romantic vacation. Sure, we all dream of a grand honeymoon but that can wait, at least for now. (more…)
Summer is the perfect time to escape the hustle and bustle of the city and get your much needed break from the day-to-day grind. As much as you want to enjoy a fun and carefree summer, you have to make sure that your current financial situation is in order and that you won’t go broke once the season ends.
To help you prepare and enjoy a relaxing and stress-free summer, here are 6 smart budget moves to follow. (more…)