How to Get Free Prescription Drugs (or nearly free)

Are your prescription drug prices going through the roof? Do you wonder sometimes, even if you have great health insurance, whether you’re going to have to make a choice between eating well (or eating at all) and taking your medicine? Has your doctor prescribed a medicine for you that you just don’t think you can afford? Well, you are not alone. Even in the younger set, prescription prices appear to be at an all-time high, and it doesn’t seem that there is any relief in sight. So here are Read more [...]

How I Make Money Blogging – Book Review

If you are new to this blog, you aren’t alone. I am too! Although I have several other blogs that I write for and administer, both by myself and with my husband, I am really late to the party with a personal finance blog. That may seem a bit strange, since I am a licensed Certified Public Accountant. It seems like finance and budgeting would be native language to me. And they are. So, why didn’t I start a personal finance blog a long time ago? I think the main reason I didn’t was that Read more [...]

Peer2Peer Lending: Is it For You?

As I mentioned on my post on loaning money to the government, interest rates these days are just horrible. I remember with regret the times that I said, jokingly, that soon, banks would charge US for keeping our money.  But I'm no longer joking, because that is exactly what they are doing. While I understand that banks have expenses to pay, I just don’t give up my money that easily! I intend to make money, and so I have gone looking for better ways to invest it than the typical savings account, Read more [...]

Why You Should Loan Money to the Government

I’m a contrarian - that’s something you will probably always be able to say about me, and something you are likely to notice right off the bat. First, I start out telling you it’s okay to throw away food, and now, well, let’s see what anti-conventional wisdom I am coming up with next.  But before I go any further, let me just be very clear on a few things:  No matter what you think about taxes, whether they are fair or not, or whether you think you should have to pay them, I do not ever Read more [...]

When is it Ever OK to Throw Food Away?

When we last talked, I promised you that I would tell you how and why it is ever okay to buy more than you need, and (gasp) even throw food away in certain circumstances. First, I’d like to emphasize that I really am not in favor of waste. I believe that we should do our best to buy what we need and use up what we buy. And of course, it’s good to plan ahead so that you will have a use for (especially) ALL the food you buy, and I encourage you to do that. But when you think about it, we Read more [...]

Welcome to Budgeting For the Rest of Us!

I am so happy to see you here! While it doesn't look like much has been done on this blog yet, believe me when I tell you that I've been busily hamstering away in the background, working on content to bring you, from a decidedly different point of view! As a little teaser, my first "official" post is going to be about why, even if there is only one or two of you in your household, and even (or even especially) if money is tight, and even if you have to throw some of your purchase away, it Read more [...]