On my previous blog entries, I’ve already talked about how to set up a budget for a vacation and hacks to fly for less. Today, let me share with you some helpful ways that will save you money on lodging, as it also takes a big part of your budget, depending on where you would like to stay.
Remember, finding the cheapest accommodation isn’t always the best option. It’s about finding the best value without sacrificing comfort. (more…)
Life after college is pretty exciting. You’re entering the real world where adventure and numerous opportunities await. However, it can be nerve-wracking too; especially when it comes to facing your new financial responsibilities.
It’s easy to make financial mistakes in your 20’s. Even more so when you just graduated and have landed your first job – oh the temptation of getting a new car, apartment, clothes, designer accessories! If you don’t want a struggling bank account, try to stay away from these. Well, at least for now since you’re just getting started. (more…)
Online shopping sites may have revolutionized the way we purchase goods and services but money saving websites are heaven-sent. With the right resources, you can save more money by finding online bargains, the best deals, coupons and cash-back rewards.
Check out the list below to find 8 websites that will actually save you money while shopping. (more…)
Looking for new car insurance doesn’t have to be a problem. Considering the number of insurance companies available, there is certainly one that could be your next partner.
Switching to a new insurance company might be a bit problematic though. To begin with, you need assurance that you are paying less. Otherwise, there is really no point in switching. You should also know how much it would cost you to cancel the old insurance. (more…)
The Wedding Season is almost here and if you are one of the brides and grooms-to-be, I’m pretty sure you’re already feeling the pressure from all the preparations, roller coaster of emotions and of course… financial stress. But you know what? Those financial and emotional stresses don’t end once the wedding is over. It’s only the beginning, my dears.
In today’s blog post, let’s talk about the financial side of marriage. You see, money is one of the most common reasons for divorce that’s why it’s very important to take this matter seriously to prevent potential financial problems that can ruin your marriage. (more…)
Thanks to the continuous growth of energy efficiency, companies have provided us a wide-array of energy-efficient goods and services. Sometimes, a little investment is worth it if you think about saving more money in the long run. But you need to invest wisely on the right technology. Not everything that claims “energy saver” will actually save you money on your energy bills. (more…)
Life is full of surprises that’s why having an emergency fund is essential in one’s personal finances. You may not be prepared for an illness, job loss, car repairs and such but you can always prepare to handle the costs and navigate through these unexpected circumstances.
I’m sure you all know how critical this financial advice is but the problem is how to actually build a fund and where to begin, especially when you’re already struggling with your current financial situation. (more…)
Credit card fraud is no longer new. You hear about it every day and it comes in various ways. Even tech experts cannot always prevent this type of crime from happening. However, obstacles can be created to make it tougher for the scammer to obtain access to your card and card number.
It is important that you treat your credit card and account number like cash. This is one way to fend off any potential misuse. It’s important that you learn several techniques on how to protect your account from credit card theft. This will give you an idea on how prevalent this problem is and what you can do to put a stop to this menace. You are not alone in your fight against these lawless credit card fraudsters.
These scammers have elevated their status from low tech dumpster or trash diving to hacking. If you’re using a bank website or an online retail store, the site might be hacked and the thief can easily get access to your credit card info. It is important that you ensure the safety of your account details and don’t simply provide vital information to anybody you don’t personally know.
Do not lend your credit card and avoid leaving the receipts or statements of your purchases in the open. Keep these receipts or if you don’t need them, it’s best to have them shredded before disposal. Do not give your account details to individuals you speak to through the phone, unless you were the one who called the company. These safety measures will help keep your credit card safe from scumbags.
We have prepared an infographic detailing the number of victims and the amounts stolen. You may also check out the list of states where credit card fraud is prevalent.
I’m sure you have a lot of getaways planned for spring and summer buy you know how airfare takes a big chunk out of your travel budget, right?
Finding ways to save on accommodation, food and activities is easy but what’s challenging is to find cheap air tickets.
So in order to help you feed the wanderlust in you without making a big damage on your bank account, here’s a list of helpful hacks to fly for less. (more…)
If you’re on a budget, grocery shopping is one of the chores that you need to master and be smart about. It’s a significant expense in every household that eats up a big chunk from your monthly budget.
If the idea of grocery shopping already excites you, congratulations because you are now officially a responsible adult. But don’t let the excitement get to you or you’ll end up overspending at the grocery store! I, myself, am guilty of that. Thanks, to unnecessary purchases that aren’t even on my grocery list, I always end up getting the surprise of my life at the checkout counter. (more…)