Okay, so post-payday weekend just passed and as we enter a new month, it’s time to create a new budget and look for ways to make your money go a long way. Don’t allow yourself to get stuck in the same cycle of splurging when payday rolls and struggling to make ends meet the rest of the month.
When planning for your monthly budget (bills, savings, etc.), also plan out what you can do to make your money go a long way. (more…)
Aside from the benefits of a clean and clutter-free home, Minimalism can also save you lots of money. But wait, what is Minimalism in the first place?
For all you folks who are not familiar with this lifestyle, Minimalism is a mindset of owning just the things you really need and value most – getting rid of distractions and unnecessary items to bring you towards peace of mind, clarity and freedom. By incorporating Minimalism into your life, it can help you focus on what’s important to achieve lasting happiness. (more…)
Many of us are aware that setting goals and creating a budget are very important in managing our finances, but not a lot of us pay very much attention to our spending and earnings – the ins and outs of your money.
Tracking your spending is the key to managing your finances successfully. Through this, you will be able to see where your money is really going, understand your financial habits better and act accordingly. (more…)
Here comes the glorious months of sunny skies, warm weather and lots of family time. Summer provides numerous ways to spend time and do fun things together as a family. True, the options are quite endless but most of these activities can put a hole in your budget, especially for a big family.
Don’t worry though. With creativity and research, there are still a bunch of fun and affordable activities to enjoy and I’m sharing 5 of these with you to keep your family entertained all summer long. (more…)
Your honeymoon is the perfect opportunity to celebrate your marriage, make new memories and get the much needed rest and relaxation. After all the preparations and the wedding day itself, you both deserve it.
However, some newlyweds opt to skip the honeymoon part because of money-issues. Well, that is if you’re really aiming for a budget-blowing romantic vacation. Sure, we all dream of a grand honeymoon but that can wait, at least for now. (more…)
Summer is the perfect time to escape the hustle and bustle of the city and get your much needed break from the day-to-day grind. As much as you want to enjoy a fun and carefree summer, you have to make sure that your current financial situation is in order and that you won’t go broke once the season ends.
To help you prepare and enjoy a relaxing and stress-free summer, here are 6 smart budget moves to follow. (more…)
On my previous blog entries, I’ve already talked about how to set up a budget for a vacation and hacks to fly for less. Today, let me share with you some helpful ways that will save you money on lodging, as it also takes a big part of your budget, depending on where you would like to stay.
Remember, finding the cheapest accommodation isn’t always the best option. It’s about finding the best value without sacrificing comfort. (more…)
Life after college is pretty exciting. You’re entering the real world where adventure and numerous opportunities await. However, it can be nerve-wracking too; especially when it comes to facing your new financial responsibilities.
It’s easy to make financial mistakes in your 20’s. Even more so when you just graduated and have landed your first job – oh the temptation of getting a new car, apartment, clothes, designer accessories! If you don’t want a struggling bank account, try to stay away from these. Well, at least for now since you’re just getting started. (more…)
Online shopping sites may have revolutionized the way we purchase goods and services but money saving websites are heaven-sent. With the right resources, you can save more money by finding online bargains, the best deals, coupons and cash-back rewards.
Check out the list below to find 8 websites that will actually save you money while shopping. (more…)
The Wedding Season is almost here and if you are one of the brides and grooms-to-be, I’m pretty sure you’re already feeling the pressure from all the preparations, roller coaster of emotions and of course… financial stress. But you know what? Those financial and emotional stresses don’t end once the wedding is over. It’s only the beginning, my dears.
In today’s blog post, let’s talk about the financial side of marriage. You see, money is one of the most common reasons for divorce that’s why it’s very important to take this matter seriously to prevent potential financial problems that can ruin your marriage. (more…)