We’ve all been there before – making unnecessary purchases that we know are out of our budget. Going over budget from to time is quite inevitable but for some people, this happens every. single. month, which brings their finances into a downward spiral. Overspending is a serious problem. If you find yourself in this situation, it’s time to make a conscious decision to change these bad spending habits before they destroy your life. Here are 7 ways to help you […]
Today, it seems like every type of business have subscription-based services. Aside from the staples such as Mobile phone service, Wi-Fi, home security, people these days have subscriptions to streaming entertainment, weekly meal plans, grocery deliveries, random subscription boxes, digital libraries, dating and photography apps, online storage and so much more. Just imagine how much Americans spend on all of these? An article on USA Today, states that most Millennials spend at least $200 Read more […]
The amount of money you spend on your kids’ lunches can easily add up if you’re not being smart and careful, especially if you are sending more than one child to school. I understand that some of you might just want to buy pre-packaged snacks or have your kids buy their lunch at school for convenience, but this can easily blow up your budget and let’s not forget that these types of meals aren’t really that healthy. Don’t worry, we […]
Who wants to live a life drowning in debt? Nobody does. Debts are stressful, no matter what type and how small it is. Debts are burdensome, steal our sleep, and may compel us to work in a job just for the sake of money. Debt-burdened people would love to get rid of debts and save money to secure their financial future. But sometimes, they don’t know where to start. This article is for people who aren’t sure where to start […]
Saving for your future wedding doesn’t have to start only when your partner pops the question. There’s nothing wrong with jumpstarting your wedding fund as soon as the “marriage talks” begin. I know it seems like you’re putting the cart before the horse but building your wedding fund early will help ease out the financial pressure and stress once you get officially engaged. Knowing that you have a wedding fund to save up for will also help you and your significant […]
From snacks to cooking essentials, razor blades to makeup, clothing apparel to children’s toys, you name it, you can subscribe to it. The Subscription Box industry has taken the world by storm and if you haven’t heard about it yet, then where have you been? The concept is relatively simple – you sign up for a subscription that will deliver a box containing curated products according to a theme of your choice, straight to your doorstep, every month for three […]
A lot of you may want to start eating healthy but is hesitant to do so due to a tight budget. But who says cleaning up your diet means cleaning up your wallet too? Eating healthy doesn’t have to be expensive. With these helpful strategies, you can maintain a healthy diet without breaking the bank. 1. Plan your meals. Meal planning is the key to a healthy and thrifty diet. First, check your pantry and fridge to see what’s on […]
In between traveling, back to back parties and shopping for gifts, the holiday season can get pretty overwhelming. Sadly, gift-giving can sometimes become time-consuming, financially stressful and can easily turn into an obligation, rather than being a heartfelt gesture. Don’t let society pressure you into spending tons of money on lavish gifts because gift-giving doesn’t mean luxurious and expensive. It’s all about showing appreciation to the people who’ve touched your life. At Read more […]