And just like that, Christmas season is officially over. Most probably, you’re left with a stack of gift cards that may or may not be put to good use. Gift cards are always given with good intentions but sometimes, receiving cards that you can never see yourself using is inevitable. I mean, your next-door neighbor had no idea that you’re not a coffee drinker. And your boss probably didn’t know that you’re on a low-carb diet. As a result, it […]
According to a report from the United States Department of Agriculture, the average four-person American household spends around $140 to $300 on groceries per week. If you are one of the families who spend more than the national average, here 6 apps that will help increase your savings on your weekly grocery shopping – from apps that offer cash back rewards and coupons, to apps that will find you the lowest prices and best deals. And the best part? They […]
Couponing is one of the many ways to save on shopping, whether you’re buying groceries, clothing items, electronics, luxury brands, services, and so much more. Now that the holiday shopping season is already here, it’s time to put those couponing skills to good use. But for those who have zero idea on where to get them, you can get coupons from a variety of sources – magazines, newspapers, online, a product’s packaging, etc. But aint nobody got time for searching […]
The BIGGEST shopping day is upon us and with tons of deals, special sale hours and door busters, it can get pretty overwhelming. Yes, even for the seasoned shoppers. If you really want to make the most out of your shopping experience, you need to have a goal and a plan. To help you plan for this much-awaited shopping day, follow these helpful strategies and increase your savings. Get notified. Get the first dibs on sales and special promotions by […]
Before anything else, let’s first acknowledge the fact that frugal people are not cheap. According to an article on Investopedia, people who are labeled cheap only look at the price, and don’t believe in value. Some cheap people wouldn’t even pay for the basics and necessities of life. A frugal person on the other hand, is someone who is simply wise with their money – he is all about looking for ways to increase savings but he knows when to […]
Back to School season is upon us and that only means one thing – shopping! Next to the holidays, back to school is the second biggest shopping season of the year. The National Retail Federation reports that this year, back to school spending is expected to hit an “all time high” this year. According to their survey, parents plan to spend an average of $238.9 on clothing, $204.33 on electronics, $130.38 on shoes and $114.12 on school supplies. Imagine if […]
Your honeymoon is the perfect opportunity to celebrate your marriage, make new memories and get the much needed rest and relaxation. After all the preparations and the wedding day itself, you both deserve it. However, some newlyweds opt to skip the honeymoon part because of money-issues. Well, that is if you’re really aiming for a budget-blowing romantic vacation. Sure, we all dream of a grand honeymoon but that can wait, at least for now. To help you achieve a “Honeymoon […]
Summer is the perfect time to escape the hustle and bustle of the city and get your much needed break from the day-to-day grind. As much as you want to enjoy a fun and carefree summer, you have to make sure that your current financial situation is in order and that you won’t go broke once the season ends. To help you prepare and enjoy a relaxing and stress-free summer, here are 6 smart budget moves to follow. 1. Do your […]
On my previous blog entries, I’ve already talked about how to set up a budget for a vacation and hacks to fly for less. Today, let me share with you some helpful ways that will save you money on lodging, as it also takes a big part of your budget, depending on where you would like to stay. Remember, finding the cheapest accommodation isn’t always the best option. It’s about finding the best value without sacrificing comfort. 1. Browse privately. […]
I’m sure you have a lot of getaways planned for spring and summer buy you know how airfare takes a big chunk out of your travel budget, right? Finding ways to save on accommodation, food and activities is easy but what’s challenging is to find cheap air tickets. So in order to help you feed the wanderlust in you without making a big damage on your bank account, here’s a list of helpful hacks to fly for less. 1. Make […]
This book will open your eyes about what you never knew about mortgages - especially the one that counts - Mortgage Rip-Offs!