Budgeting for the rest of us

Month: November 2017

  • The Best Coupon Sites to Save you Money

    The Best Coupon Sites to Save you Money

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    Couponing is one of the many ways to save on shopping, whether you’re buying groceries, clothing items, electronics, luxury brands, services, and so much more.

    Now that the holiday shopping season is already here, it’s time to put those couponing skills to good use.  But for those who have zero idea on where to get them, you can get coupons from a variety of sources – magazines, newspapers, online, a product’s packaging, etc.  But aint nobody got time for searching through magazine and newspaper pages. (more…)

  • 5 Ways to Eat Healthy On a Budget

    5 Ways to Eat Healthy On a Budget

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    A lot of you may want to start eating healthy but is hesitant to do so due to a tight budget.  But who says cleaning up your diet means cleaning up your wallet too?

    Eating healthy doesn’t have to be expensive.  With these helpful strategies, you can maintain a healthy diet without breaking the bank. (more…)

  • 5 Frugal yet Meaningful Ways to Give Gifts this Holiday Season

    5 Frugal yet Meaningful Ways to Give Gifts this Holiday Season

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    In between traveling, back to back parties and shopping for gifts, the holiday season can get pretty overwhelming.  Sadly, gift-giving can sometimes become time-consuming, financially stressful and can easily turn into an obligation, rather than being a heartfelt gesture.

    Don’t let society pressure you into spending tons of money on lavish gifts because gift-giving doesn’t mean luxurious and expensive.  It’s all about showing appreciation to the people who’ve touched your life. (more…)

  • How to Get the Most Out of your Black Friday Shopping

    How to Get the Most Out of your Black Friday Shopping

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    The BIGGEST shopping day is upon us and with tons of deals, special sale hours and door busters, it can get pretty overwhelming.  Yes, even for the seasoned shoppers.

    If you really want to make the most out of your shopping experience, you need to have a goal and a plan.

    To help you plan for this much-awaited shopping day, follow these helpful strategies and increase your savings. (more…)

  • How to Budget Using an Envelope System

    How to Budget Using an Envelope System

    I’m pretty sure you’re all aware that the key to financial freedom is having a budget system that works for you.  Okay, so every month, you diligently make your budget using different spreadsheets, tools or smartphone apps.  You’ve put in all your income, expenses, financial goals, etc.  Yet, by the 30th or 31st, you still end up spending more than what you’ve planned for at the beginning of that month.

    So what’s the problem?  The lack of accountability.

    For you to avoid overspending, you need to choose a budget system that will hold you accountable for your spending, such as Dave Ramsey’s Envelope System. (more…)