In a previous blog post, I walked you through the many wonders that a minimalist lifestyle can do to your budget – the less items you need, the less you buy, the less you have, the less you spend on upkeep and the more you save. Going back, Minimalism is a lifestyle and a mindset of having only the essential things that can add value to one’s life in order to achieve clarity, financial freedom, success and lasting happiness. Now, […]
With summer in full force, I’m sure many of you are planning to hit the open road. Nothing beats the classic American road trip – that’s what summers are made of, right? Turning up the tunes while exploring new cities and enjoying the scenic route with your family and friends sound like the perfect prelude to an amazing and exciting vacation. However, road trips can get pricey too without careful planning. So whether you’re going coast to coast or […]
Using credit cards may be a little daunting for some of you but you know what? Credit cards are not scary, or at least, they don’t have to be. With proper use, a credit card is very convenient, especially in emergency situations and has several perks and rewards that you can take advantage of for more savings. On the contrary, improper usage can put you in loads of debt and a financial disaster that is quite hard to recover from. […]
Whether you’re throwing a birthday bash, an engagement party, baby shower or “just because,” summer is a great time to soak up the sun, enjoy the outdoors while celebrating and creating fun memories with family and friends. However, hosting a party can become expensive if you don’t plan it well. Luckily, there are several ways to save you money on your party-planning. Let’s talk about them one by one. Create a Budget This is the number 1 rule if you […]
Okay, so post-payday weekend just passed and as we enter a new month, it’s time to create a new budget and look for ways to make your money go a long way. Don’t allow yourself to get stuck in the same cycle of splurging when payday rolls and struggling to make ends meet the rest of the month. When planning for your monthly budget (bills, savings, etc.), also plan out what you can do to make your money go a […]